Final Expense Insurance – Final Expense Quotes
Keep you and your loved ones covered with an affordable, easy access, final expense insurance. Find final expense quotes with Local Life Pro Today.
What Stands Out With Final Expense Insurance?
Bonus Monthly Payout
Choose Funeral & Burial
Get A Tombstone
What is final expense insurance?
Final expense insurance, often called “Burial insurance” refers to a whole life insurance policy with a death benefit between $5,000 – $25,000. The main attraction to this policy is the death benefit of covered funeral and burial costs, hence the policy’s nickname.
The policy can be supplied for the policyholder, or their loved one’s and family members.
Only a few health-related questions are required for application. No medical exam is needed to qualify during final expense quotes.
Burial Rate (as of 2008)
Average Funeral Costs (as of 2010)
Burial Homes In U.S
Obtaining Final Expense Quotes / Final Expense Insurance
One of the best parts about obtaining a final expense insurance plan, is the fact that you don’t need a medical exam! Only a few health-related questions need to be answered while receiving final expense quotes. Qualification for our insurance policies is made easy, and ready for you and your loved ones.
Final Expense Insurance is a great option for those who affordable insurance premiums, and want funeral coverage. This avoids leaving a large financial burden with the families when they pass. Benefits of burial insurance include:
- Affordable monthly premiums
- Coverage from $2,500 – $35,000
- Eligibility up to 85 years old
- No medical exam needed
- Easy qualification (even with health issues)
- Permanent Premiums
- Cash value
Final Expense Plan: Values Of A Final Expense Insurance
While some people have money prepared for the passing of their loved ones to cover burial costs, quite a few people have died and passed the financial burden to their loved ones and family members. Even the most basic funerals still get pricey, costing several thousands of dollars. This makes a Final Expense Insurance policy a good idea. Our Final Expense insurance covers the following services:
- Funeral service including officiator, location rental for service, and other accommodations 100%
- Flowers, photos, programs, and other service decorations 100%
- Funeral procession costs, including vehicles 100%
- Casket and case 100%
- Cemetery plot and headstone or marker 100%
WHY DO YOU NEED FINAL EXPENSE INSURANCE?
If you have no other form of insurance, you definitely need burial insurance, at least. Burial insurance / funeral insurance is an affordable alternative to a fully developed life insurtance policy. It’s also a great policy for people that were rejected from getting a regular life insurance policy. The average costs for burial is over $9,000 this year. The majority of people aren’t able to afford a proper funeral. However, with a burial plan, most (if not all) burial costs will be taken care of.
HOW MUCH DO I NEED TO PAY FOR MY FINAL EXPENSE INSURANCE?
The amount you will end up paying is all dependant on the type of funeral insurance services you plan to have. If your wish is to take out a modest plan, having a small and simple service, then your monthly premiums will be low. However, your wish is to have a large or grander service; then you will surely pay much more. In simpler terms, it will all depend on your policy.
MUST I USE MY FINAL EXPENSE INSURANCE BENEFITS ON BURIAL EXPENSES?
When a burial insurance policyholder passes away, the beneficiaries recieve the funds and are able to use it in any way they see fit. Although the amount given is meant to pay funeral expenses and other things related, it can also be used to pay off debts, settle loans, and take care of any bills from the passing member.
Speak With A Local Life Insurance Agent
Local Life Pro has over a thousand certified, licensed life insurance agents scattered throughout the 50 states. We guarantee to have one nearby that knows all the plans in your area, as well as granting you the opportunity to meet in person to discuss better plans available. Your information is safe with us. Fill out the form to have a agent call you shortly.