Guaranteed Refund Option

You Never See Guarantee Anymore

What is Guaranteed Refund Option Rider?

This allows clients to make fixed payments to the insurer throughout his/her life, but, more importantly, guarantees the return of the original amount paid into the policy. For instance, if you have a policy and you’ve paid off your mortgage, have retirement money, and no longer want the policy, you can close out the policy as well as receive all the money you paid into it throughout the years. You have the option to pull put your total investment in the policy, and no longer pay the premium to a policy that you no longer need. Premiums for a this rider are usually higher than other life insurance options.

What Stands Out This Rider?

Have Reassurance

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Get Up To 100% Of Your Premium Back

Great For Retirement

How Guaranteed Refund Option Rider Works

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Purchase a Guaranteed Universal Life Insurance And Get The Rider FREE At No Cost

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policyholderskeep their policy as long as premiums are paid

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riders are reviewed annually and kept as long as premiums are paid

if payments are late, policyholder’s are given a 60-day grace period to catch up before the riders are lost
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60-day windows are set throughout the policy's anniversary to recieve a %100 full refund and cancel out thepolicy

NO QUESTIONS ASKED!
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IF THE POLICYHOLDER'S CASH VALUE IS HIGHER THAN THE PREMIUM REFUND, THEY WILL RECIEVE THE GREATER OF THE TWO

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BYPASSING The benefit of this rider has no negative effect on the policy