College Funding

Bright Starts For Bright Futures

Affordable, Fixes Payments

You can start saving for college with as little as $36 a month. If you pay monthly via automatic payments from your checking or savings account, you’ll get an 8% discount.

Adult Life Insurance Protection

With the Gerber Life College Plan, you can save for college and be prepared for the unknown. In the event of your death prior to the maturity of your College Plan, the full benefit amount will be paid to your beneficiary. No matter how much you have paid into your College Plan, your beneficiary will receive the full benefit amount.

Guaranteed Growth

The Gerber Life College Plan grows in value over time and isn’t impacted by the ups and downs of the stock market. You decide when you want to receive the payout, between 10 and 20 years. When your plan reaches maturity, you’ll receive a guaranteed payment of $10,000 to $150,000, as long as your premiums are paid.


Unlike 529 plans or educational IRAs, which must be used for higher education, you can use the payout money from your Gerber Life College Plan for college expenses or anything else. For example, if your child decides not to go to college, you could use the money to help start a business, or as a down payment on a home, for a wedding, or whatever the future may bring.

What Stands Out With College Plans?

No Stock Market Risk

Money Is Bot Limited To College Expenses


Guaranteed Growth


What is the rate of return?

The rate of return varies depending upon your specific policy, its duration, and your billing frequency. For further details about your specific policy’s rate of return, please call us at 1-800-974-5601.

What happens if I stop paying? How much would I get?

The amount you’d get back depends on when you stop paying and surrender your policy. If you are past your policy’s midway point (for a 10-year policy, the midpoint is about five years), you would get back all of the money you paid in.

What about taxes?

The Gerber Life College Plan will generate some taxable income, Gerber Life Insurance will send you a statement (Form 1099) to file with your taxes.

More Questions?

Ask our agents about our great policies offered through Local life Pro – (877) 962-8332

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