What is a Disability Income Rider?
A disability income rider is a very valuable add-on available to policyholders when they seek a life insurance policy. Disability Life Insurance is an available option under Term Life, Whole Life, Universal Life, and Guaranteed Universal Life Insurance policies through Local Life Pro.
This means you can get disability life insurance quotes and policies without a medical exam. A disability income rider provides financial protection to the owner of the policy once a disability incurs. Usually, policyholders will have to be disabled from doing 2 of the 6 daily living activities to get the accelerated death benefit.