Return of Premium Life Insurance

You never see GUARANTEE anymore

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Return of Premium Life Insurance

You Never See GUARANTEE anymore!

Quote Today

Return of Premium Life Insurance

 

Gain Financial Security! Take advantage and get up to a %100 Return of Premium Life Insurance back.

What Stands Out With A Return of Premium Life Insurance Policy?

Have Reassurance

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Get Up To 100% Of Your Premium Back

Great For Retirement

What is Return of Premium Life Insurance?

 

A return of premium life insurance policy allows clients to make fixed payments to the insurer throughout his/her life, but, more importantly, guarantees the return of the original amount paid into the policy. For instance, if you have a policy and you’ve paid off your mortgage, have retirement money, and no longer want the policy, you can close out the policy as well as receive all the money you paid into it throughout the years. You have the option to pull put your total investment in the policy, and no longer pay the premium to a policy that you no longer need. Premiums for a return of premium life insurance policy are usually higher than other life insurance options.

consider this

see how the Return of Premium Life Insurance Option helps people with real life scenarios

consider TIM’S SITUATION

At age 55, Tim purchased a Guaranteed Universal Life policy with the Return of Premium Life Insurance Option. Ten years later, Jim decides to retire. He has the flexibility to be more aggressive in spending down his retirement income, knowing that he has three 60-daywindows where he can surrender his policy and get his premiums back

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%100 Refund

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%100 Refund

consider ron’S SITUATION

At age 62, Ron retires. In addition to his other retirement savings, Ron is also eligible to receive a company pension.He is concerned whether his wife, Nancy, will have enough income should he die first, so he decides to take the maximum lump-sum pension payout he can receive and buys a Guaranteed Universal Life policy. If Ron dies before Nancy, she can use the life insurance proceeds to purchase an annuity that will provide her with guaranteed income for the rest of her life. But, what happens if Nancy dies before Ron? Because he purchased our Guaranteed Universal Life policy with the Return of Premium Life Insurance, Ron has the option to surrender his policy during one of the 60-day windows and get his premiums back. His refund can be used to help supplement his retirement income or for any other purpose he chooses.

consider ron’S SITUATION

At age 62, Ron retires. In addition to his other retirement savings, Ron is also eligible to receive a company pension.He is concerned whether his wife, Nancy, will have enough income should he die first, so he decides to take the maximum lump-sum pension payout he can receive and buys a Guaranteed Universal Life policy. If Ron dies before Nancy, she can use the life insurance proceeds to purchase an annuity that will provide her with guaranteed income for the rest of her life. But, what happens if Nancy dies before Ron? Because he purchased our Guaranteed Universal Life policy with the Return of Premium Life Insurance, Ron has the option to surrender his policy during one of the 60-day windows and get his premiums back. His refund can be used to help supplement his retirement income or for any other purpose he chooses.

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%100 Refund

Side-by-side Comparison Between Mutual of Omaha guaranteed refund option rider policies

GET %100 BACK WITH OUR GUARANTEED REFUND OPTION

Get flexible options with the future of your policy

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How return of premium life insurance Works:

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Purchase return of premium Life Insurance And Get The Guaranteed Refund Option Rider FREE At No Cost

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policyholderskeep their policy as long as premiums are paid

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riders are reviewed annually and kept as long as premiums are paid

if payments are late, policyholder’s are given a 60-day grace period to catch up before the riders are lost

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60-day windows are set throughout the policy's anniversary to recieve a %100 full refund and cancel out thepolicy

NO QUESTIONS ASKED!

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IF THE POLICYHOLDER'S CASH VALUE IS HIGHER THAN THE PREMIUM REFUND, THEY WILL RECIEVE THE GREATER OF THE TWO

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BYPASSING The benefit of this rider has no negative effect on the policy

FIND OUT MORE ABOUT RETURN OF PREMIUM UNDER GUARANTEED UNIVERSAL LIFE INSURANCE

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