Guaranteed Issue Insurance

Guarantee Tomorrow. Focus On Today

Guaranteed Issue Insurance

Guarantee Tomorrow. Focus On Today

Guaranteed Issue Insurance – Guaranteed Issue Life Insurance

Get Guaranteed Issue Insurance REGARDLESS OF YOUR HEALTH! Provide You And Your Family With Valuable Coverage

What Stands Out With Guaranteed Issue Life Insurance?


Quick Coverage

Built-In Riders

Define What Is guaranteed issue life insurance?

Guaranteed Issue Insurance is a type of financial-protection coverage that delivers cash into a named beneficiary upon the insured’s passing. What makes it special is that the providers offer this to applicants no matter their health. Guaranteed issue life insurance is commonly a last resort for people who can’t qualify for life insurance due to their present or previous health problems and who don’t have the option to purchase life insurance as a benefit through their company.

Get Guaranteed Issue Life Insurance Through Our A Rated Partners Who’ve Been In The Indusrty For Many Years

transamerica term life insurance policy

Great Western

Choose Great Western, an insurance company writing life insurance and annuities specifically to fund pre-arranged funeral plans.

transamerica term life insurance policy


Choose AIG Direct, a growing company with over 88 million customers that seek the help customers save, while still getting the coverage they need.

Side-by-side Comparison Between Great western’s Guaranteed issue Life Insurance Plans


offers coverage regardless of your health with absolutely no underwriting

Completely guaranteed issue and you're not required to answer any questions.

For accidental deaths in the first two years, you recieve the full face amount of the policy

For non-accidental deaths in the first two years, you recieve 110% of premiums paid. After two years, you recieve the full full face amount of the policy you selected


a one-of-a-kind product that provides day one coverage and pays 125% of the full face amount you select whenever the death occurs

Simplified underwriting and no medical exams

Coverage is based on your answers to a few simple health questions

Our Policies Have Built-In Riders At No Charge!


Spousal Bonus Rider

A cost-free first-to-die rider that pays an additional $1,000 on the first death if both spouses apply for a policy at the same time

Recieve An Additional Thousand Dollars!




Accelerated Death Benefit Rider

A cost-free rider that pays the present value of the death benefit if you’re diagnosed with a terminal illness and have expectation of less than a year to live, or if you are diagnosed with needing assistance with two activities of Daily Living.

  • Initial Face Amount ($10,000)
  • Ultimate Death Benefit ($12,500)
  • Spousal Bonus Rider ($13,500)

Unlike Traditional universal life insurance; guaranteed life insurance…

Insurance companies will always accept your application

One of the best things about guaranteed issue life insurance is that companies will always accept you. The only thing that shuts off your oppurtunity with guaranteed issue insurance, is if you don’t pay the premiums.

it's alwAYs a "last resort"

for those who don’t qualify in other policies such as term life insurance or even simplifies issue life insurance, they can always refer to guaranteed issue life insurance as a “last resort”. while there are many better options, coverage is always better than no coverage.

designed in favor for elderly

with guaranteed issue insurance, you could easily use the coverage money to pay off your final expenses / funeral expenses. while it’s very hard to get insurance at an old age and being ill, guaranteed issue could still be of use to the elderly.

Guaranteed Universal Life Policy


If you can qualify for life insurance health-wise, there are most likely better options available for you. Find more options here

What alternatives are there to guaranteed issue life insurance?

term life insurance

Simplified issue life insurance

burial insurance

Find Great Alternatives To Guaranteed Issue Insurance

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Speak With A Local Life Insurance Agent

Local Life Pro has over a thousand certified, licensed life insurance agents scattered throughout the 50 states. We guarantee to have one nearby that knows all the plans in your area, as well as granting you the opportunity to meet in person to discuss better plans available. Your information is safe with us. Fill out the form to have a agent call you shortly.

Guaranteed Issue Life Insurance

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